football team personal accident insurance

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This insurance can pay out a set amount if someone is injured in an accident and the payout can be a lump sum or a weekly amount (depending on the level of cover you choose). 

It ensures all participants have protection in the event of an injury and because this is a non negligence cover it can help reduce litigation in the game, because unlike a liability policy you do not have to find someone to be at fault for an injury to receive compensation.
 

Some County FAs may require adult teams to purchase a certain level of cover.  

If purchasing cover via our website it will automatically default to the minimum level of cover required by your County FA (only applies to Counties that support the NGIS).  If your County FA has signed up to the NGIS you can check your County FA insurance requirements here.  You can select your affiliated County FA from the list to access the relevant product literature and information.

If your County FA is not supporting the NGIS you are still eligible to purchase this personal accident cover.  We advise that you check with your County FA first to see if minimum insurance requirements apply.

 

I am a new team/club or my team/club insurance policy is currently with another insurance provider:

You have two options available if you wish to purchase the NGIS policies:

1) Apply online (no administration fee). Instant receipt of documentation & instalment option available.

If you choose to apply online you can:

• Obtain instant quotations and purchase cover for the new season (Effective date 1 July).  NOTE:  All policies for the NGIS run from 1 July each year.  If you purchase your policy after 1 October your premium will be calculated on a pro rata basis to reflect the time on cover to the 30 June each year.
• Pay by debit or credit card or
• Take advantage of our monthly instalment facility enabling you to spread the costs over 5 monthly instalments. (Subject to criteria and acceptance).
• Download your policy documentation instantly and automatically receive by email.
• Your County FA will receive automatic notification that cover has been arranged (to assist with your affiliation process).  

2) Apply by post online (£5 administration fee):

If you choose to apply by post online you can either:

• Download our brochure. You will find this in the County FA pages of our website. Please return the application form with a cheque.

Or:

• Apply online and select “pay by cheque” on the payment screen. This method will enable to you print out a pre completed application and will also result in a faster processing of your policy documentation when your postal application and payment is received by Bluefin Sport.

 

 

If you are currently insured on the NGIS for the 2020/21 season (policy expiry date 30 June 2021) you will receive direct renewal notification from Bluefin Sport either by email (if you provided us with an email address) or alternatively by post. 

Our renewal notification will explain how you can renew or amend your covers for the 2021/22 season.

 

The FA have introduced standardised rules that apply to Steps 2 to 6 of the National League System.

All clubs must be members of a players personal accident insurance scheme. (The policy cover shall be at least equal to the minimum recommended cover determined from time to time by The Football Association).

FA rules state as a minimum clubs should have:

Step 2-3
Accidental Death £25,000
Permanent Total Disablement £25,000
Temporary Total Disablement £100 per week

Step 4
Accidental Death £25,000
Permanent Total Disablement £25,000
TTD £75 per week

Step 5 & 6
Accidental Death £25,000
Permanent Total Disablement £25,000
TTD £50 per week

Step 7
Set by County FA

For ease of reference we have set out below which NGIS policies would meet these requirements:

• Step 5 and 6 teams Superior 200 or above
• Step 4 teams Superior 300 or above
• Step 3 teams Superior 400 or above
• Step 2 teams Superior 400 or above

• lnfluence of alcohol, solvents, drugs or medication unless prescribed.
• Being a professional footballer (where the majority of the insured persons income is derived directly from playing, competing, or training in the sport).
• Illness or sickness
• Any claim attributable either to arthritic or other degenerative conditions in joints, bones, muscles, tendons or ligaments.
• Repetitive stress (strain) injury or syndrome.
• Claims as a direct result of being a member of the armed forces.
• Engaging in a criminal act, riot or civil commotion.
• Club social events that include fireworks, bonfires, driving events, bouncy castles, water sports or any activity above 3 metres off the ground.
• Travel to a specific area against advice issued by the Foreign and Commonwealth Office.

Please see the policy for full details of exclusions.